Privacy Notice

EFFECTIVE DATE: January 27, 2025

This “Privacy Notice” describes the practices of the Clover entity identified below and its respective subsidiaries and affiliates (collectively, “Clover”, “we”, “us”, or “our”) and the rights and choices available to individuals, regarding personal data. These Clover entities are members of the Fiserv group of companies. Personal data means any information that identifies or can reasonably be linked with an identifiable individual.

If your country of residence is:

• the UK or an EU Member State (such as Austria, Ireland, Germany, or the      Netherlands) then your Clover entity is Marketplace Merchant Solutions Limited, trading as Clover ™  
• Australia then your Clover entity is First Data Merchant Solutions Australia Pty Limited
• Singapore then your Clover entity is Fiserv Merchant Solutions Pte Ltd
• In any other country in which Clover operates (including the US and Canada) your      Clover entity is Clover Network, LLC.

Clover may provide additional or supplemental privacy notices to individuals at the time we collect their data, which will govern how we may process the information provided at that time. We may alter this Privacy Notice as needed to abide by local laws or regulations around the world, such as by providing supplemental information in certain countries. This Privacy Notice does not apply to Clover’s processing of the personal data of its personnel, such as employees and contractors.

We provide important information here for individuals located within Member States of the European Union, countries in the European Economic Area, the United Kingdom, and Switzerland (collectively, “Europe” or “European”).

Table of Contents

1. The personal data we collect

2. How we use your personal data

3. The parties with whom we share your personal data

4. Your rights and choices

5. International transfers

6. How we keep your data safe

7. Links to other websites

8. How long will you use my personal data

9. Additional information for European and UK users

10. Information for California Residents

11. Information for Residents of Virginia

12. Changes to this Notice

13. Contact us

If you have any questions, concerns, or complaints about this Privacy Notice or our privacy practices, or to request access to your personal data, you may contact our Data Protection Officer at dpo@fiserv.com.